Borrowing from us

SEFA offers tailored financial solutions

What we offer

SEFA offers tailored financial solutions to social enterprises and mission led organisations in Australia. We provide loans, and bank and overdraft facilities may be offered through our investor Community Sector Banking at their discretion. We do not offer grants.

Types of loans

SEFA will work with you to determine what loan type might best work for you, to give you the best outcome without placing financial strain on your organisation. We have property secured loans, enterprise growth loans and capacity loans.

How we work with you

All borrowing from SEFA is individually managed and our Relationship Managers are on hand to answer any questions you may have.

Who can apply?

SEFA supports Australian organisations that contribute to positive social and environmental impact. Our clients are social enterprises or community businesses that create tangible social or environmental outputs. They are not-for-profit and commercial organisation that are driven by economic, social, cultural or environmental goals consistent with public or community benefits. They derive a substantial portion of their income from selling goods or providing a service, and have a demonstrable source of income. Some of our current clients operate disability services, community housing, mental health support and services, indigenous enterprises, and community renewable energy projects.

Find out more

For more information about SEFA loans, for example application processing times, interest rates and security requirements, visit  our Frequently Ask Questions section. For more about the difference a SEFA loan could make to your organisation, read our the SEFA client snapshots.

Apply today

Apply today for a SEFA loan by filling in the Online Enquiry Form, ringing us on (02) 8199 3360 or emailing

haven Logo

Snapshot: King St Haven

King Street Haven is a long-standing, community-supported organisation that provides safe, sustainable & affordable crisis accommodation in the Caboolture area

Read the full case study

Want to invest?

We create positive social impact and financial returns.


Interested in a loan?

Find out how we can help your organisation achieve its mission.