About us

What we do

SEFA connects investor funding with social enterprises and entrepreneurs. We provide tailored financing solutions that encourage social enterprises to develop and grow, and aims to stimulate the social impact investment market in Australia.

Our approach

We use the SEFA Loan Fund to operate financial services specifically dedicated to social enterprises and mission led organisations.

We have three key types of loans:

  • property secured – backed against property or equally strong assets
  • enterprise growth – where there is no property security but cash flows are strong and ideally other assets provide security
  • capacity – for young social enterprises with limited or no security.

Find out more in SEFA’s publication Adding a social dimension to finance.

Who we lend to

SEFA provides loans to not-for-profit and commercial organisations that have a social, cultural or environmental mission to deliver a public or community benefit via trading activities.

Measuring our impact

We believe it is important to measure the impact of the loans we provide. It helps us determine our own effectiveness and that of our clients. Read our latest Annual Impact Report.

coffee setting

Snapshot: Sandbag

The Garden Gate, a retail nursery and organic café, will give Sandbag a sustainable funding source for the future

Read the full case study

Want to invest?

We create positive social impact and financial returns.


Interested in a loan?

Find out how we can help your organisation achieve its mission.